Tuesday, January 20, 2009

Cash cow

Just for a change, this year my resolution is to get on top of my money. I've been doing the fitness and drop a dress size every year since, oh, 1984 (one year I even joined a study into why people kept or didn't keep their New year's resolutions), so it's time for a change.

I hate money. It's a family trait. It's kind of morally bad to pay attention to money. I grew up with such aphorisms as 'you don't have to be rich to be happy,' and 'people with money aren't happy' and 'it is harder for a camel to go through the eye of a needle etc etc'.

So I'm sloppy with money. I'm keeping a record, this month, of all the money I just throw away. Not even on extravagant purchases, just throw away. I'm up to $46. $10 on library fines, $6 on video fines, $15 on an overdrawn fee on a bank account, an unnecessary $15 late fee on a bill - I had the money, I just didn't get organised to pay it. Each month my bank charges me about $15 in fees as I don't bother looking for a member ATM when I withdraw money. And so on.

That's more than $60! Not a lot I realise, but that's dinner out, or two hours of babysitting, or a cleaner...!

Anyway this is the new me. Excellent parent, lauded filmmaker and so organised with money.

1 comment:

Deborah said...

Hmmm... mostly I avoid all those expenses, except for library fines. Mind you, we were delighted when our then 18-month old daughter go her first library fines.

Wellington library, back in NZ, has outrageous fines, and if you don't pay, they hand them over to debt collectors. I blogged about it, just before we left NZ to come to Adelaide.